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Corporate National Pension Scheme

NPS Corporate Sector Model is designed for all Corporates including Private Companies, PSUs, CPSEs, etc. to adopt NPS as an organized entity within purview of their employer-employee relationship and provide NPS benefits to its employees. This would facilitate corporate entities and other registered bodies to offer their existing and prospective employees the option to open NPS account and avail its benefits. Corporate may join NPS through any one of the existing Point of Presence POPs. The employee’s contribution, as deducted from their salaries, along with employer’s contribution (if so) is deducted and remitted by the Corporate Head Office to the POP with which it has a Memorandum of Understanding.

Online Corporate Registration (Click Here)

    ​​​Steps Followed by Corporates:

  • The Corporate Entity (User) is required to access the NPS portal ( https://nps.kfintech.com/ ) Corporate Registration under NPS.
  • The User is required to click on the hyperlink appearing as “Online Corporate Registration” mentioned above
  • On clicking on the hyperlink appearing as “Online Corporate Registration”, Corporate user will be redirected on Corporate Registration screen.
  • Corporate user will be required to select Registration and enter the Corporate PAN, Corporate TAN and Captcha, then click on “Submit” button.
  • Once the user clicks on "Submit" button, User will be taken to next page wherein User is required to fill all the mandatory fields like POP Registration Number (association for NPS activities), Corporate Name, Personal details, Contact details and Nodal Officer’s Details (Compliance Officer) and Alternate Nodal Officer’s details).

  • Corporate User is required to select the Scheme Preference details and PRAN kit dispatch option
  • Once all the mandatory details are entered, the User clicks on “Save” option, an Acknowledgement ID will be generated and displayed on the screen.
  • An email will be triggered to the email ID provided at the time of registration.
  • Along with Acknowledgement ID, a Corporate registration form (PDF) will be generated for download.
  • The User will have to download the Corporate Registration Form with the details provided during registration. The User is required to submit the duly signed form to the POP (selected at the time of online registration) for authorization in the CRA system.
  • To check the status of the Corporate Registration user need to click on ’Check request to provide the all mandatory fields (PAN,TAN, Acknowledgement ID, Captcha) then click on “submit” button.
  • Authorization by POP in the CRA system:

  • For Authorization by the POP, the concerned POP User will login into CRA system then click on Menu-> Entity Authorization - > CHO Authorization.
  • Click on View button and verify all the details captured by user and decision will be taken to accept or reject.
  • On acceptance/rejection of the form, an Acknowledgement ID is generated and displayed on the screen.
  • Authorization by CRA user in the CRA system:

  • For Authorization by CRA, CRA User will login into CRA system then click on Menu-> Entity Authorization - > CHO Authorization.
  • Click on View button and verify all the details captured by user and decision will be taken to accept or reject.
  • On acceptance of the form, an Acknowledgement ID is generated and displayed on the screen.

    On Authorization, Corporate registration number will be generated i.e. CHO and CBO. An auto-email will be triggered to the registered email ID along with details of Corporate registration.
Corporate National Pension Scheme

    ​​​What is Corporate NPS?

    Employees in the organized sector who work for a company registered under the Corporate NPS Model are eligible for Corporate NPS. It is a voluntary contribution plan in which the employer makes periodic payments to the employee's NPS account on their behalf. Employees in both the public and private sectors can join NPS through the corporate method.

    Corporate NPS Benefits:

    The NPS Benefits for employers are as follows:

  • It's a tax-advantaged investment.
  • It offers rewards that are tied to the market.
  • Subscribers have access to their NPS accounts from any location.
  • Account creation is a simple procedure.
  • Who can join Corporate NPS?

    The Corporate National Pension Scheme was introduced for the pension of NPS Employees. It is a voluntary contribution-based plan in which organizations’ workers can contribute to their NPS account (NPS Employer Contribution) for the funds that can be utilized as NPS Employee retirement benefits.

    NPS Corporate Model:

    The corporate NPS model is accessible for the following entities:
  • Entities incorporated under the Companies Act and a variety of Co-operative Acts.
  • Central government and state government enterprises.
  • Registered Partnership Corporation and Limited Liability Partnership (LLP(S)).
  • Anybody formed by an act of Parliament or a state legislature, or by decree of the Central/Stage Government Proprietorship Concern Trust/Society.
  • How to register for Corporate NPS?

    Corporate NPS allows workers working in the organised sector to contribute to their NPS accounts. Individuals can enrol in Corporate NPS using offline or online methods. Subscribers must submit the following papers throughout the registration procedure.
  • Subscriber Registration Form
  • KYC Documents
  • The annual minimum donation is INR 1000. In addition, the employer must contribute at least once each year. If users fail to contribute less than INR 1000 in a fiscal year, their accounts will be suspended, and the CRA's services would be limited.


    1. Is it possible for a subscriber to change his or her PRAN from another sector to the corporate sector?

    The subscriber must submit an ISS-1 form (if switching from a different sector) or a CS-S3 form (if switching from a different corporate) to the current employer to update the PRAN's affiliation with the new corporate.

    2. Is co-contribution from the employer mandatory?

    Equal, unequal and contributions from any one side are three types of contributions from the company and the employee.

    3. Is there a minimum number of workers that must be on board before NPS may be implemented?

    There is no minimum number of employees required to implement NPS.

    4. Will adopting NPS dilute any statutory requirement for the corporate?

    The corporate's statutory requirements will not be lowered by adopting NPS.

    5. Is there a maximum amount that may be invested through the NPS?

    There is currently no restriction on the maximum amount of money that may be invested in NPS.

    6. What is the minimum contribution amount?

    A sum of INR 1000 is the minimum contribution amount.

    7. Can a corporate change the associated POP?

    Yes, the associated POP may be changed by the company.

    8. Can the plan choice chosen by the company on behalf of its workers be modified later?

    Yes, once a financial year, a company can modify its plan selection.

    9. Can a subscriber make a voluntary contribution?

    Yes, the subscriber makes a voluntary contribution through POP.

    10. How can a subscriber under the corporate sector open and contribute to a Tier II account?

    By completing a composite application form, a corporate subscriber can create a Tier II account in addition to a Tier I account (CS-S1).

    11. Who is the Ombudsman under NPS?

    The Pension Fund Regulatory and Development Authority (PFRDA) appoints an Ombudsman. The PFRDA has the authority to designate one or more Ombudsman for various geographical jurisdictions.

    12. What is the role of the Ombudsman?

    The main responsibility of the Ombudsman is to receive, examine and assist in the settlement of complaints or grievances that fall under the purview of the PFRDA Rules, 2015.

    13. What is the total number of Ombudsman appointed and where are they located?

    Currently, the PFRDA has appointed only one Ombudsman. The PFRDA has chosen Shri Vinod Kumar Pande as Ombudsman and is located in New Delhi.

NPS Corporate Model

is available to any of the entities as under:-
  • Entities registered under Companies Act
  • Entities registered under various Co-operative Acts
  • Central Public Sector Enterprises
  • State Public Sector Enterprises
  • Registered Partnership firm
  • Registered Limited Liability Partnership (LLPs)
  • Any Body incorporated under any act of Parliament or State legislature or by order of Central / State Government
  • Proprietorship Concern
  • Trust/Society

Registration of CHO/CBO

Flow Chart

Entities involved and their roles under NPS Contribution


What is Subscriber Contribution File?


Subscriber Contribution File (SCF) is a file containing the details of the contributions of Subscriber (Own and Co-Contribution if any) towards the pension fund. It is a standard format specified with contribution details of Subscribers which has to be uploaded in CRA system by Nodal Office.

SCF Format


** Contribution Types are -   C For Regular A for Arrears V for Voluntary

** Remark-

Remark is mandatory if contribution type is Arrears

Contribution Model


Fund Transfer


POP / POP-SP’s bank transfers the total funds electronically to Trustee Bank within 12 working days. Information to be provided while transferring the funds i.e. PAOFIN . For example, PAOFIN10000011700000000001

Registration Form and Covering letter for Nodal Office