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of Your Dreams!
Invest in National Pension System
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TAX BENEFITS and
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DREAM LIFE after Retirement
Tier II Activation
All existing Subscribers associated with KFintech-CRA can activate Tier II Account using 'NPS'
Invest in NPS through KFintech eNPS
Get tax benefits and secure your future.
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National Pension System - Subscribers
Why KFintech?
Save Additional Tax
Contributions made are eligible for additional tax deduction benefit on voluntary contribution of up to Rs. 50,000/-under section 80CCD (1B), over and above Rs.1,50,000/-u/s 80C.
Assortment of Investment Options
The two investment models offered are AUTO or ACTIVE. Based on user choice, the funds are allocated under Equity (E), Corporate Bonds (C), Government securities (G) and Alternate Assets (A)
Market Based Returns
NPS returns are dependent on the asset allocation amongst Equity (E), Corporate Bonds (C), Government Securities (G) and Alternate Investment Funds (A) and are directly linked to the market as per the market returns
Long - Term Returns
NPS is a long-term investment plan which draws benefits based on compounding. There is a minimum lock in period of 10 years for All Citizens/Corporates
Online Presence
Instant Access - Opening and accessing NPS account online is a hassle-free process. Subscriber can also transact through web or mobile-based app.
Flexible & Transparent
Instant Access - Opening and accessing NPS account online is a hassle-free process. Subscriber can also transact through web or mobile-based app.
Investing In NPS
How to Join NPS
A subscriber can opt for either PAN or Adhaar based registration.
PAN: You must have a 'Permanent Account Number' (PAN) or and an active Saving / Current account with any
of the registered Banks (for KYC verification and initial payment through Internet Banking) to complete
the registration process using this option. To view the list of empanelled Banks available for
registration,
click here
Initial contribution needs to be done through the Internet Banking facility of the bank selected by
the subscriber during the online application process. The same bank will be responsible for KYC
authentication in NPS.
Aadhaar: The user must have Aadhaar number with registered mobile number.
- Subscriber needs to fill up all the mandatory details online.
- Then the subscriber needs to upload supporting documents.
- Subscriber need to make the initial contribution while opening the account (Minimum amount of Rs.500 for Tier I and Rs.1000 for Tier II).
How to Contribute
All existing Subscribers registered with KFintech-CRA can contribute to their PRAN Tier I & Tier II account using ‘NPS’.
For online contribution,
- Subscriber must have an active Tier I / Tier II account.
- Authenticate subscriber PRAN using the OTP sent on registered mobile number or e-mail ID.
- Select the account (Tier-I or Tier-II) and make contributions through either via Debit / Credit
card
or Internet Banking option of any of the empanelled Banks. To view the list of empanelled Banks
available for making contributions,
click here - If PRAN is associated with a Point Of Presence (PoP), PoP Service Charges of 0.10% plus applicable GST (subject to minimum of ₹ 10 and maximum of ₹ 10,000 per transaction) will be applicable on the contribution amount.
How to Activate Tier II A/c
All existing Subscribers associated with KFintech-CRA can activate Tier II account using 'NPS'. To
activate Tier II account online :
- Subscriber should have a 'Permanent Account Number' (PAN).
- Subscriber to then enter details like PRAN, Date of Birth and PAN.
- OTP for the purpose of authentication will be sent to the mobile number registered with the CRA.
- Subscriber need to fill up all the mandatory details (Bank, Nomination, Scheme Preference etc.) online.
- Upload copy of PAN Card and cancelled cheque.
- Subscriber needs to enter the initial amount for investment (minimum ₹ 1000).
- Subscriber will then be routed to a payment gateway for making the payment towards your NPS account from Debit/ Credit card or Internet Banking. To view the list of Banks available for Internet Banking, Click Here
- Subscriber need to take a printout of the form after activation of Tier II account.
- The form along with copy of PAN card and cancelled cheque should be sent within 30 days from the date of activation of Tier II account to KFintech branch office or else the PRAN (Tier II) will be 'frozen' temporarily.